

Ravi Loganathan is President of Sonar, Sardine’s fraud data-sharing consortium, and General Manager of Sardine’s banking business. Prior to Sardine, Ravi was a principal executive at Early Warning Services (EWS), where he served as Chief Data Officer for nearly eight years.
At EWS, Ravi played a key role in launching Zelle, the EWS Account Validation Service, and the Alternative Credit Insights Utility, developed with leading banks and the major credit bureaus as part of the OCC’s Project REACh initiative to expand credit access for underserved consumers.
Earlier in his career, Ravi held senior leadership roles at Bank of America, including Senior Vice President of Compliance and Operational Risk. He was also involved in the launch of Merrill Edge and led initiatives spanning banking, brokerage, risk, and digital platforms.
Ravi holds a Master’s Degree in Public Policy and Finance from the University of Chicago and a Bachelor’s Degree in Political Science and Economics from Temple University.
Articles by Ravi Loganathan


Agentic AI in banking: A 12-step audit-ready playbook for risk and compliance leaders

The Sonar Marketplace: How a single fraud data API replaces a dozen vendor contracts

How Know Your Recipient (KYR) Prevents Scams for Real-Time Payment Risk

AI agents for payments: the future of banking infrastructure

Fraud prevention for community banks: Closing the risk infrastructure gap

314(b) community banks: Using shared fraud signals to outsmart financial crime

Revolutionize Banking-as-a-Service compliance with Sardine

Real-time fraud data sharing utility for Financial Services

Peering into black holes: Solving the visibility gap between TradFi and DeFi
