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S[C]2026

Who attended

S[C]2026

The agentic frontier

$4.4T

2025 Financial crime losses

1,210%

Growth of AI scams in 2025

$280K

Avg. loss per AI fraud event

85%

Identity fraud linked to AI

SardineCon SF 2026 brought operators and risk leaders together in San Francisco to tackle a hard truth: fraud has gone fully agentic, and defenses need to move at machine speed to keep up. 

 Joseph Cox, author and founder of 404 Media, opened with why most companies aren't ready for AI-powered fraud, and shared some startling examples.

 Sardine CEO Soups Ranjan followed with real attacks his team has caught this year, including deepfaked interviews, and 250,000-account fraud rings, and the shift toward narrow, specialist AI agents over single do-everything models.
 The afternoon brought a candid panel on real-life AI deployments with leaders from Slope, Imprint, and Intuit, followed by firesides and roundtables on topics including foundational models, compliance, and building an AI-native risk org. The throughline across every session? Specialist agents, proprietary data, and disciplined human-in-the-loop rollouts are what's actually working in production today.
 Thank you to our speakers and the attendees who joined us. This is where the industry figures it out together, and we'll see you at the next one.
S[C]2026

Speakers

Soups Ranjan

CEO, Co-Founder

Simon Taylor

Founder

Joseph Cox

Co-Founder; Author of Dark Wire

Arjun Ramakrishnan

Head of Risk

Karthik Thillai

Head of Payments Risk

Lawrence Lin Murata

CEO

Steve Lenderman

Head of Fraud Prevention

Lalitha Rao

Chief Risk Officer

Karisse Hendrick

Founder

Hailey Windham

Banking Community Lead

Troy Huth

Senior Director

Seb Goddijn

CEO and Founder

Jas Randhawa

CEO

Thomas Todd

Applied AI Lead

Pahal Patangia

Head of Global Industry BD Payments

Ryan Osgar

Senior Data Scientist

Matt Vega

Chief Fraud Strategist

Aaryan Gupta

Senior Software Engineer, Machine Learning Platform

Rupali Pardasani

Global Head of Financial Crime Compliance

Agenda

9:30 - 10:00 AM
Cypress

Coffee & Registration

10:10-10:15 AM
Ventana

Opening Remarks

Simon TaylorFounder, Fintech Brainfood
10:15 - 11:00 AM
Ventana

We're Not Ready for AI-Powered Fraud

[KEYNOTE]
Joseph CoxFounder, 404 Media
11:15 AM - 12:00 PM
Ventana

The Rise of Agentic Risk Ops

[KEYNOTE]
Soups RanjanCEO, Sardine
12:00 - 1:00 PM
Cypress and Hawthorn

Lunch

1:15 - 2:00 PM
Ventana

Lessons from Real-Life AI Deployments

[PANEL]
Lawrence Lin MurataCEO, Slope
Lalitha RaoChief Risk Officer, Imprint
Karthik ThillaiHead of Payments Risk, Intuit
2:15 - 3:00 PM
Ventana

AI-Driven Fraud Attacks: Know What's Coming Before It Hits You

[FIRESIDE]
Arjun RamakrishnanHead of Risk, GoDaddy Payments
Hailey WindhamCommunity Lead, Banking, Sardine
Andrew AustinHead of Fraud, Sardine
Hawthorn Room

Building a Foundational Model for Risk

[FIRESIDE]
Ryan OsgarSenior Data Scientist, Sardine
Pahal PatangiaHead of Global Industry Business Development, Payments, NVIDIA
Aaryan GuptaSenior Software Engineer, Machine Learning Platform, Chime
Cypress Room

Agentic Commerce

[ROUNDTABLE #1]
Karisse HendrickFounder, Fraudology

Compliance for the AI Age

[ROUNDTABLE #2]
Jas RandhawaCEO, StrategyBRIX

The Scope of Fraud Prevention

[ROUNDTABLE #3]
Rupali PardasaniGlobal Head of Financial Crime Compliance, FIS

Designing an AI-Native Risk Org

[ROUNDTABLE #4]
Tom ToddApplied AI Lead, Sardine

Making the Business Case for Fraud

[ROUNDTABLE #5]
Steve LendermanHead of Fraud Prevention, iSolved

Fraud Program Benchmarks

[ROUNDTABLE #6]
Troy HuthSenior Director, Auriemma
3:15 - 4:00 PM
Ventana

The AI Operating Model Playbook

[FIRESIDE]
Simon TaylorFounder, Fintech Brainfood
Seb GoddijnCEO and Founder, YakLabs
4:00 - 6:00 PM
Ventana and Garden Courtyard

Closing Remarks and Reception

[NETWORKING]
Location
Golden Gate Club at The Presidio

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